Credit Card Offers & Balance Transfers

Balance Transfer Credit Card Deals

0 Balance transfers are a popular feature for credit card offers. Usually, new credit cards offer a 0 % annual percentage rate, or a 0 balance transfer for a limited time, and then the introductory rate expires and the APR increases dramatically.

If you are trying to decrease debt on the credit cards you hold a high interest rate, a 0 percent balance transfer credit card offer may be your best option for paying off your debt.  Also, a 0 percent interest balance transfer can get you some other perks through credit card companies that offer rewards.  There are several things to look for when searching for a credit card company offer 0 balance transfers, and if you take your time you can get some great deals.

Every day you receive an offer in the mail to open a new credit card account, but are they offering 0 balance transfers? Not all of them do, but if you have a card that you are trying to pay off, the last thing you want to do is open another credit card account. However, many times these credit cards offer 0% balance transfers so look carefully before you toss them in the trash.

If you have a good credit score, you can almost always get a new 0 balance transfer credit card. But be careful, as many of them are only offered for an introductory period of time which is generally a few months.  However, every so often there are fantastic 0 percent balance transfer offers like the one I received the other day.  After transferring my balance to this new card, I now have zero percent interest on my balance transfer for an entire year and a half. 

I also received a zero percent APR on any new purchases for the same amount of time as well. This will be perfect for the holiday season as our family finances tend to be in better shape around January and February, so I can purchase our holiday gifts and then pay them off in those months without any penalty.